Privacy Notice

FACTS WHAT DOES EDISON NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
  • Social Security Number and payment history
  • Income and transaction or loss history
  • Account balances and credit history

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Edison National Bank chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information Does
Edison National Bank
share?
Can you limit
this sharing?

For our everyday business purposes

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes

To offer our products and services to you

No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share

 

Questions? Call 239.466.1800 or go to edisonnationalbank.com or bankoftheislands.com


 

Who we are
Who is providing this notice? Edison National Bank


 

What we do
How does Edison National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Edison National Bank collect my personal information? We collect your personal information, for example, when you:
  • Open an account
  • Pay us by check
  • Make a wire transfer
  • Give us your wage statements
  • Give us your contact information
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.


 

Definitions
Affiliates Companies related by common ownership or control. They can be Financial and nonfinancial companies.
  • Edison National Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Edison National Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Edison National Bank doesn't jointly market.


 

Other important information
Be cautious when providing personal data such as your Social Security Number and bank account or debit card information over the telephone, in person or on the Internet. Do not give out this information unless you are sure of the person with whom you are dealing. Question suspicious phone calls and emails. We will never contact you to ask for your account number or debit card number. Check your credit report periodically and be sure all information is up to date and accurate. For a free annual copy of your credit bureau report contact www.annualcreditreport.com

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